SprayPay: spread payments made easy

SprayPay is an innovative spread payment solution, which allows your private customer to pay in installments up to 36 months. This allows your customer to make a more expensive purchase for a relatively low monthly fee. The webshop owner will receive the purchase amount within 30 days.

The customer can choose to pay the purchase amount in 12, 18, 24 or 36 months. Payment in installments is possible from €250 to €5000. Your customer can always repay without penalty and therefore determines her own term. The webshop is guaranteed to receive the purchase amount within 30 days. SprayPay assumes the risk of default. SprayPay is only available in the Netherlands.

How does SprayPay work?

When the customer chooses SprayPay, an online credit check follows. This check is done in no time so you will not miss a conversion. When the customer is approved, conversion turns into an order. After 30 days you will receive the full purchase amount and the customer will only pay the first installment amount by direct debit.

Who can pay with SprayPay?

All Dutch consumers who are older than 23 years and who do not have a negative BKR registration.